I’m 3 years into my reg temp progression…drive 5-6 days a week.
I’m being pressed to take a 22.4 but my understanding is that I’ll cap out at a lower rate (22.4) than if I passed on it and got to my reg temp top rate and then took a 22.4 (as I’d get to keep my reg temp top rate in the 22.4). Is that correct? Would you pass on the 22.4 and hold out for the top rate since it’s higher than the 22.4 top rate?
I’m being pressed to take a 22.4 but my understanding is that I’ll cap out at a lower rate (22.4) than if I passed on it and got to my reg temp top rate and then took a 22.4 (as I’d get to keep my reg temp top rate in the 22.4). Is that correct? Would you pass on the 22.4 and hold out for the top rate since it’s higher than the 22.4 top rate?