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<blockquote data-quote="Faceplanted" data-source="post: 4690751" data-attributes="member: 56697">How does one abuse their own money?&nbsp; Their money that came out of their paycheck and put into a fund. I’m having trouble following this logic.&nbsp; There are obvious stipulations that you agree to when you use a 401k option, they are 100% unfair in my eyes.&nbsp; Most companies allow withdraws for whatever reason, ups does not.&nbsp; Why.... I know why.&nbsp; people don’t understand why there are these rules.&nbsp; People don’t understand why 401ks are pushed, people don’t understand why you can’t withdraw your moneyThey need idiot boomer money to keep proping up the market.&nbsp; They need retirement funds/pensions ect to keep proping up the market.&nbsp; The real money makers get real returns.&nbsp; Your retirement funds keep the market stable in an aspect that allows their funds to take risks that pay off at much higher %s than your s&amp;p returns.&nbsp; If your a npc use your 401k option.&nbsp; Anybody’s opinion on what anybody should do is laughable. Mind your business. Understand nobody knows all. Be humble and maybe learn from these risk takers, especially if you can notice a trend that shows that the risk takers aren’t taking much risk. It’s not “luck”. It’s having a vision and having an imagination and the result happening just as you thought it would. People seem to have an issue analyzing simple data. Bitcoin, tsla stock, ect. Data is data, and the people who picked either of those 2 are winners. Your the looser.it’s mind boggling to me that anybody can have any type of idea that you shouldn’t touch your 401k... no reason.&nbsp; People literally beleive that you should not touch your own money because you shouldn’t and it’s better for you to not tolet people fail.&nbsp; Let people spend it on drugs and hookers.&nbsp; Who cares?</blockquote>

[QUOTE="Faceplanted, post: 4690751, member: 56697"] How does one abuse their own money? Their money that came out of their paycheck and put into a fund. I’m having trouble following this logic. There are obvious stipulations that you agree to when you use a 401k option, they are 100% unfair in my eyes. Most companies allow withdraws for whatever reason, ups does not. Why.... I know why. people don’t understand why there are these rules. People don’t understand why 401ks are pushed, people don’t understand why you can’t withdraw your money They need idiot boomer money to keep proping up the market. They need retirement funds/pensions ect to keep proping up the market. The real money makers get real returns. Your retirement funds keep the market stable in an aspect that allows their funds to take risks that pay off at much higher %s than your s&p returns. If your a npc use your 401k option. Anybody’s opinion on what anybody should do is laughable. Mind your business. Understand nobody knows all. Be humble and maybe learn from these risk takers, especially if you can notice a trend that shows that the risk takers aren’t taking much risk. It’s not “luck”. It’s having a vision and having an imagination and the result happening just as you thought it would. People seem to have an issue analyzing simple data. Bitcoin, tsla stock, ect. Data is data, and the people who picked either of those 2 are winners. Your the looser. it’s mind boggling to me that anybody can have any type of idea that you shouldn’t touch your 401k... no reason. People literally beleive that you should not touch your own money because you shouldn’t and it’s better for you to not to let people fail. Let people spend it on drugs and hookers. Who cares? [/QUOTE]

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