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Message: <blockquote data-quote="floridays" data-source="post: 3479725" data-attributes="member: 68849"><p>It was offered as an example that mortgage companies have no problem lending to blacks, even offering larger loans (to blacks) at risk of default. The lack of lending in red lined zones was not based on race, it was based on economic risk. I'm sure auto insurance rates were higher in red lined areas than they would have been in a bordering zip code. Economic risk drew the boundaries for these areas, not skin color. It is very hard for a person that only sees race or color to understand these concepts however.</p></blockquote><p></p>