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Message: <blockquote data-quote="falcon back" data-source="post: 4908399" data-attributes="member: 81520"><p>Either way,  it's here to stay.  Considering less than 20% of Fortune 500 companies even have a pension, be thankful you still do.   Considering even less than that have a Pension AND a 401k, again, you are ahead of many others.  In most cases,  the 401k is gonna be the basis for retirement,   I retired a while back and haven't even touched my pension yet. I am living on my 401k and taking advantage of the yearly increases the Traditional gets for delaying the start of drawing it.  Traditional pensions are a thing of the past.  Just like bias ply tires, house phones and 8 track stereos.  No reason to dwell on the past.</p></blockquote><p></p>