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Message: <blockquote data-quote="falcon back" data-source="post: 4914579" data-attributes="member: 81520">Unless the rules changed recently, you could rollover up to $500 plus you could file a claim up till May or so on LAST year's bills.  Plus a FSA can be used for just about anything health,dental or vision related.  Contact lens solution, most over the counter medicine, the filling or crown at the dentist office,any bills your insurance didn't cover plus you are getting reduced taxes on the amount you save.Even if the rules have changed, an employee could still set up a HSA on their own or simply save the $2700 they are not paying for 80 narrow insurance. Or they can overpay for insurance that they can buy at a $2700 reduced rate.   Your choice.</blockquote>