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<blockquote data-quote="bacha29" data-source="post: 4159008" data-attributes="member: 58386">Ever hear of the McClarran- Ferguson Act? It&#039;s the law that grants the states the right to regulate insurance markets within their own states. You often hear the nonsense about being able to purchase health insurance from out of state insurers. Well in recent months 5 states have thrown open their health insurance markets to out of state health insurers. How many insurers have bit on it?...Zero. Why? The startup costs. Creating an insurance package that the state insurance commission would approve. Creating a network of providers and negotiating a fee structure . Reaching a deal with brokers willing to offer it.&nbsp; Putting it all together into a policy that is competitively priced in an already crowded market and you don&#039;t know if anybody&#039;s going to buy it or not. A few weeks ago an independent hospital in a nearby county and the only hospital in that county had to be taken over by a larger hospital system. The new owners immediately went in and permanently laid off 44 people citing the fact that the hospital lost 23 million dollars over the past 3 years and they still offer no guarantees that they can turn it around. The reason for the staggering loses?&nbsp; Should come as no surprise......UNCOMPENSATED CARE. Too many people with no insurance or were flat out unwilling to pay walking out the door and stiffing the hospital.This is not an isolated case. Happens to hospitals all over the country . And while it&#039;s not going to happen today and it&#039;s not going to happen tomorrow but sooner or later if you want medical care you will have to pay for it one way or the other . Very similar to many states whereby if you don&#039;t have car insurance you don&#039;t drive. No more of this stiffing the healthcare provider. If a public option will bring an&nbsp; end the practice of patients not paying their medical bills then no matter what you cluckers think it will simply have to become law. And rest assured millions of cluckers will happily sign up for it and will be damn glad they&#039;ve got it if it&#039;s their only affordable option .</blockquote>

[QUOTE="bacha29, post: 4159008, member: 58386"] Ever hear of the McClarran- Ferguson Act? It's the law that grants the states the right to regulate insurance markets within their own states. You often hear the nonsense about being able to purchase health insurance from out of state insurers. Well in recent months 5 states have thrown open their health insurance markets to out of state health insurers. How many insurers have bit on it?...Zero. Why? The startup costs. Creating an insurance package that the state insurance commission would approve. Creating a network of providers and negotiating a fee structure . Reaching a deal with brokers willing to offer it. Putting it all together into a policy that is competitively priced in an already crowded market and you don't know if anybody's going to buy it or not. A few weeks ago an independent hospital in a nearby county and the only hospital in that county had to be taken over by a larger hospital system. The new owners immediately went in and permanently laid off 44 people citing the fact that the hospital lost 23 million dollars over the past 3 years and they still offer no guarantees that they can turn it around. The reason for the staggering loses? Should come as no surprise......UNCOMPENSATED CARE. Too many people with no insurance or were flat out unwilling to pay walking out the door and stiffing the hospital. This is not an isolated case. Happens to hospitals all over the country . And while it's not going to happen today and it's not going to happen tomorrow but sooner or later if you want medical care you will have to pay for it one way or the other . Very similar to many states whereby if you don't have car insurance you don't drive. No more of this stiffing the healthcare provider. If a public option will bring an end the practice of patients not paying their medical bills then no matter what you cluckers think it will simply have to become law. And rest assured millions of cluckers will happily sign up for it and will be damn glad they've got it if it's their only affordable option . [/QUOTE]

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