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Message: <blockquote data-quote="TechGrrl" data-source="post: 587523" data-attributes="member: 4932">I would be willing to pay all the premiums that UPS pays for me right now, which is about $10,000 a year, as long as I was able to retain my coverage.  I have no problem with paying for routine lab work and physicals, as long as my catastrophic risk was capped at say, $5,000 per year.That's me, with my income.  A family of 4, making maybe $50,000 after taxes, should not be required to spend more than $3,500 out of pocket in a year.  IMHO.  That's 7% of their after tax income.A family at the poverty line, and up to maybe 150% of the poverty line, shouldn't pay anything out of pocket.That's obviously a matter for serious debate, since YMMV, and everyone has a different threshold for what they may consider appropriate.</blockquote>