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Message: <blockquote data-quote="bacha29" data-source="post: 3520882" data-attributes="member: 58386"><p>The possible outcomes you guys present are all credible. The problem is that it's an election year. No major new legislation will be introduced. The economy while not showing signs of growing anywhere near the 4% needed to offset the tax cut induced revenue shortfall is still generally believed to be able to grow at around 3% and that's not too bad . In addition with numerous geopolitical events unfolding globally anyone of which could devastate the global economy and banking system change will likely be minimal and reserved.   Any significant industry consolidation will require regulatory approval if not additional industry deregulation and will most likely be guided by the makeup of the new congress.</p></blockquote><p></p>