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Message: <blockquote data-quote="falcon back" data-source="post: 5078680" data-attributes="member: 81520"><p>The numbers on my screenshots increase by roughly 10% for every year that you delay taking your pension after you retire.  I have been retired a few years and will most likely wait a total of 5 years before commencing my pension.  The website will not let you go back to the day you retire to begin calculations, it will only let you use your current age, so that is why it began at 62.   My break even age is roughly 72 and a month or so for my delaying plan to work. Even if I pass before that, my wife will realize the increase with her share of my pension.   I am not sure I follow your math because it looks like you think I haven't retired yet.</p></blockquote><p></p>