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Message: <blockquote data-quote="Thebrownblob" data-source="post: 5263021" data-attributes="member: 60485">Housing prices go boom and bust after several decades, always been that way. 13 years ago I was in what you call mortgage debt,  when I bought my new house,  I have less than a year and a half to pay on it. It was quite a nice investment. Mortgage debt is one of the better debt instruments you can do. as long as you’re not buying at the top end of the market, or stretching what you can afford.No offense to you Ricky but why would I take advice from a broke person? <img class="smilie smilie--emoji" loading="lazy" alt="😂" title="Face with tears of joy    :joy:" src="https://cdn.jsdelivr.net/joypixels/assets/6.6/png/unicode/64/1f602.png" data-shortname=":joy:" /></blockquote>