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Message: <blockquote data-quote="bacha29" data-source="post: 4588221" data-attributes="member: 58386">The premium for my Medicare Advantage plan is $23 a month. It has a $750 annual deductible and a $4000 maximum annual out of pocket which I have never met and my prescription's are covered nearly 100%. The insurer is the provider network and is owned by a major university. The representative who sold me the policy placed a chart in front of me and showed me how the additional coverage's offered by a supplemental plan are matched almost dollar for dollar by increased premiums. And for that reason the rep recommended that I take the Medicare Advantage plan. Since we live in different  states and under McCarron Ferguson states have the right to regulate insurance carriers in their respective states it would be pointless to try to argue which one of us has the plan that offers the greater value.</blockquote>