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<blockquote data-quote="UpstateNYUPSer(Ret)" data-source="post: 892526" data-attributes="member: 12570"><p>This is not necessarily true. Variable or ARM's, if used properly, can be a good choice. The crisis was caused by a combination of the lowering of the down payment and credit requirements and/or lack of an income check. Many of these people had no business buying a house.</p></blockquote><p></p>
[QUOTE="UpstateNYUPSer(Ret), post: 892526, member: 12570"] This is not necessarily true. Variable or ARM's, if used properly, can be a good choice. The crisis was caused by a combination of the lowering of the down payment and credit requirements and/or lack of an income check. Many of these people had no business buying a house. [/QUOTE]
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