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<blockquote data-quote="TUT" data-source="post: 2227205" data-attributes="member: 29298">You have low standards then, you are starting to act like a battered victim that is defending the abuser. Common health care insurance is severely lacking, far from great and ideal health insurance. You need to read up on what the rest of the world thinks about it, they are shocked at what can happens to an American with an unfortunate situation. Story after story of exuberant costs that have bankrupted Americans where our counterparts have none of these surprise costs that can cost them everything they have, the stress and guilt administered. Something that can cost 100K here costs 5k elsewhere and then they still don&#039;t have to pay on that 5K.This video gives examples of things many worry about but &quot;they&quot; say doesn&#039;t happen. That the initial bill is very high, we pay our 10-30% of that high bill, as that is our responsibility on the plan and the company then negotiates after that (ouch) for a much reduced cost, to the point you spent well more than the employer did. How we are told it is supposed to work is we pay our percentage of the final cost and the employer the rest, not two separate cots. If this video is true, this is why things are very expensive, in general we are paying for the majority of the procedure as well as the insurance for it. And that is after we take care of the growing deductible pain.[MEDIA=youtube]jkAY15p2DN4[/MEDIA]</blockquote>

[QUOTE="TUT, post: 2227205, member: 29298"] You have low standards then, you are starting to act like a battered victim that is defending the abuser. Common health care insurance is severely lacking, far from great and ideal health insurance. You need to read up on what the rest of the world thinks about it, they are shocked at what can happens to an American with an unfortunate situation. Story after story of exuberant costs that have bankrupted Americans where our counterparts have none of these surprise costs that can cost them everything they have, the stress and guilt administered. Something that can cost 100K here costs 5k elsewhere and then they still don't have to pay on that 5K. This video gives examples of things many worry about but "they" say doesn't happen. That the initial bill is very high, we pay our 10-30% of that high bill, as that is our responsibility on the plan and the company then negotiates after that (ouch) for a much reduced cost, to the point you spent well more than the employer did. How we are told it is supposed to work is we pay our percentage of the final cost and the employer the rest, not two separate cots. If this video is true, this is why things are very expensive, in general we are paying for the majority of the procedure as well as the insurance for it. And that is after we take care of the growing deductible pain. [MEDIA=youtube]jkAY15p2DN4[/MEDIA] [/QUOTE]

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