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Message: <blockquote data-quote="DELACROIX" data-source="post: 5577273" data-attributes="member: 49065">It goes year to year depending on how the fund’s investments and returns are doing.The Western’s pension fund is currently at 98% in another 5 years their pension payout on a standard 30 year pension will grow way beyond that 300 dollar a service year formula that I quoted earlier. If they would freeze all the assets in a plan that has a 100 percent ratio, it can technically pay for every participant’s retirement benefits promised.  Not an expert on this but I believe that the plan could cover future retirement benefits on its investment returns.  Most good ones get an annual eight to twelve percent return, on an exceptional year close to twenty.</blockquote>