Home
Forums
New posts
Search forums
What's new
New posts
Latest activity
Members
Current visitors
Log in
Register
What's new
Search
Search
Search titles only
By:
New posts
Search forums
Menu
Log in
Register
Install the app
Install
Home
Forums
Brown Cafe Community Center
Current Events
President Obama!
JavaScript is disabled. For a better experience, please enable JavaScript in your browser before proceeding.
You are using an out of date browser. It may not display this or other websites correctly.
You should upgrade or use an
alternative browser
.
Reply to thread
Message
<blockquote data-quote="gingerkat" data-source="post: 1275832" data-attributes="member: 43502"><p>I don't know why I didn't go bath further before responding.</p><p></p><p>So it does appear you have original medicare with medigap plan friend. I do hope you have part D drug coverage now, or you will pay a 10% penalty for late entry every year you have it. No supplemental insurance plan (medigap) with original medicare can sell prescription drugs, that is illegal unless a plan sold before 2006 and it must be a "credible" plan.</p><p></p><p>Sounds like you're paying a lot, of like a la cart kinda thing. When it gets to October 1, seek out an insurance agent to research for you (costs you nothing). Not any agent can do this, you need one that is Medicare certified or AHIP certified. </p><p></p><p>Every area has different plans with different benefits. Seems like where you live is much healthier than areas like Bakersfield/Fresno. That area has insurance companies with similar part C (MAPD - medicare prescription drug - all in one) plans with zero premiums, zero or small co pays and many free drugs with low deductibles. </p><p></p><p>Good news is the donut hole is closing ( by 2020) every year, bad news is, it's too slow.</p></blockquote><p></p>
[QUOTE="gingerkat, post: 1275832, member: 43502"] I don't know why I didn't go bath further before responding. So it does appear you have original medicare with medigap plan friend. I do hope you have part D drug coverage now, or you will pay a 10% penalty for late entry every year you have it. No supplemental insurance plan (medigap) with original medicare can sell prescription drugs, that is illegal unless a plan sold before 2006 and it must be a "credible" plan. Sounds like you're paying a lot, of like a la cart kinda thing. When it gets to October 1, seek out an insurance agent to research for you (costs you nothing). Not any agent can do this, you need one that is Medicare certified or AHIP certified. Every area has different plans with different benefits. Seems like where you live is much healthier than areas like Bakersfield/Fresno. That area has insurance companies with similar part C (MAPD - medicare prescription drug - all in one) plans with zero premiums, zero or small co pays and many free drugs with low deductibles. Good news is the donut hole is closing ( by 2020) every year, bad news is, it's too slow. [/QUOTE]
Insert quotes…
Verification
Post reply
Home
Forums
Brown Cafe Community Center
Current Events
President Obama!
Top