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Message: <blockquote data-quote="falcon back" data-source="post: 4583362" data-attributes="member: 81520">I found it.  Home page, TOOLS and RESOURCES then click KEY DATES.   It is under  the chart on that page.    Glad you were able to see for yourself what I had been posting.  From my understanding,  this is nothing new.  People that retired years ago told me they had this same option but it just isn't very clear from retirement.  My retirement advisor pointed out to me and I was surprised I had never been told that before. Delaying commencing your pension is not for everyone but I am planning on waiting a few years and see how it goes.One thing about your totals I found odd,   the DIFFERENCE between your Straight Life Annuity pension and your 100% Joint & Survivor pension was larger than mine even though my amounts were larger.  Seems strange.</blockquote>