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Message: <blockquote data-quote="NC man" data-source="post: 4583637" data-attributes="member: 81695"><p>What’s odd about all this is people at ph nbr for retirement don’t tell u this and not in retire packet. Figure almost everyone would not delay anyway ,we need it  to avoid drawing down 401k more  until SS kicks in if you delay that or even if you don’t  and take ss and pen at 62 you need less from retirement accounts</p></blockquote><p></p>