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<blockquote data-quote="The Other Side" data-source="post: 1133393" data-attributes="member: 17969">This is only the begining.&nbsp; The changes to the health care plan have NOTHING to do with the affordable health care act and everything to do with a deal cut by Hoffa/Hall with UPS.&nbsp; We as employees of UPS and employers of the international brotherhood of teamsters should be outraged over this ridiculous offer.The Teamsters work for us!&nbsp; Clearly, this contract is loaded with concessions in almost every article.&nbsp; The Memorandums are just as weak and support the company&#039;s positions and not the employees.The difference in health care plans is going to be whether you get &quot;front loaded&quot; or &quot;backloaded&quot; with costs.&nbsp;&nbsp; Front loading is paying upfront for the policy each week or month.&nbsp; Back loading is when no upfront costs are asked, and higher deductibles, co pays, participation percentages and money is taken out of our pockets and placed back into the pockets of UPS.I have read some of the other threads where &quot;some&quot; on this board are taking the language lightly.&nbsp; They say, &quot;oh dont worry about that&quot;, &quot;it doesnt mean anything&quot;, but really, there is a reason certain sentences are in the contract.Sentences DONT appear for no reason.&nbsp; Those are called Caveats.These little qualifiers make the difference in meanings.EVERY sentence has a purpose in the contract and when you read in the MOA on health and welfare , that the Teamsters Health care board can CHANGE benefits &quot;AT WILL&quot;, you best believe thats what they are going to do.&nbsp; That sentence is structured that way for a reason.Once this contract is ratified in this form NONE OF YOU will have the right to complain when things dont work out and youre paying 500 bucks a month for coverage for you and your family.PeaceTOS</blockquote>

[QUOTE="The Other Side, post: 1133393, member: 17969"] This is only the begining. The changes to the health care plan have NOTHING to do with the affordable health care act and everything to do with a deal cut by Hoffa/Hall with UPS. We as employees of UPS and employers of the international brotherhood of teamsters should be outraged over this ridiculous offer. The Teamsters work for us! Clearly, this contract is loaded with concessions in almost every article. The Memorandums are just as weak and support the company's positions and not the employees. The difference in health care plans is going to be whether you get "front loaded" or "backloaded" with costs. Front loading is paying upfront for the policy each week or month. Back loading is when no upfront costs are asked, and higher deductibles, co pays, participation percentages and money is taken out of our pockets and placed back into the pockets of UPS. I have read some of the other threads where "some" on this board are taking the language lightly. They say, "oh dont worry about that", "it doesnt mean anything", but really, there is a reason certain sentences are in the contract. Sentences DONT appear for no reason. Those are called Caveats. These little qualifiers make the difference in meanings. EVERY sentence has a purpose in the contract and when you read in the MOA on health and welfare , that the Teamsters Health care board can CHANGE benefits "AT WILL", you best believe thats what they are going to do. That sentence is structured that way for a reason. Once this contract is ratified in this form [B]NONE OF YOU[/B] will have the right to complain when things dont work out and youre paying 500 bucks a month for coverage for you and your family. Peace TOS [/QUOTE]

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