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<blockquote data-quote="Inthegame" data-source="post: 1151676" data-attributes="member: 37112">A summary of Local 804&#039;s H&amp;W expenses are sent to you on an annual basis. (It&#039;s that letter you throw away because you have no understanding of anything in it.) A more detailed explanation of administration fees is also available at the Fund office. Specific questions should be directed to a Fund Trustee or the Plan Administrator (I&#039;m neither), BUT since you&#039;ve rejoined us on earth after what was a long trip in space I&#039;ll give you a few tips. H&amp;W costs have skyrocketed in the last twenty years only easing recently with the implementation of the ACA. If indeed your contribution is only $1200 per month (most Teamster plans are more than $1500 monthly), you&#039;re getting more insurance per dollar than most. Take your SPD and see if you can individually purchase a better plan at that price. When the insurance agent quits laughing AT you, not with you, maybe you&#039;ll begin to understand (doubtful). Lucky for you, you&#039;re in a non-profit Taft Hartley fund that returns all contributed dollars, minus administration costs, to the participants. And even more fortunate you now have responsible leaders making sure that plan is solvent for years to come. Preventing the funds from falling into insolvency IS keeping Members first.</blockquote>

[QUOTE="Inthegame, post: 1151676, member: 37112"] A summary of Local 804's H&W expenses are sent to you on an annual basis. (It's that letter you throw away because you have no understanding of anything in it.) A more detailed explanation of administration fees is also available at the Fund office. Specific questions should be directed to a Fund Trustee or the Plan Administrator (I'm neither), BUT since you've rejoined us on earth after what was a long trip in space I'll give you a few tips. H&W costs have skyrocketed in the last twenty years only easing recently with the implementation of the ACA. If indeed your contribution is [B]only[/B] $1200 per month (most Teamster plans are more than $1500 monthly), you're getting more insurance per dollar than most. Take your SPD and see if you can individually purchase a better plan at that price. When the insurance agent quits laughing AT you, not with you, maybe you'll begin to understand (doubtful). Lucky for you, you're in a non-profit Taft Hartley fund that returns all contributed dollars, minus administration costs, to the participants. And even more fortunate you now have responsible leaders making sure that plan is solvent for years to come. Preventing the funds from falling into insolvency IS keeping Members first. [/QUOTE]

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