Reply to thread

Message: <blockquote data-quote="OffRoutesPay" data-source="post: 1171974" data-attributes="member: 47531">Health Care goes up every year while UPS puts in the same money. Under Howard for 8 years more money was going out every month then was coming in. Thats why the reserves went from 33 million to 7 million. Had nothing to do with the type of plan we were in. Howard never told the members the truth about the health care or the pension. 6.3% Health Premium Increases Projected for 2013<table style='width: 100%'><tr><td> <table style='width: 100%'><tr><td>10/4/2012 </td><td>By Stephen Miller, CEBS </td></tr></table> In 2012, U.S. companies and their employees saw the lowest health care premium rate increases in six years, according to an analysis by consultancy Aon Hewitt. The average health care premium rate increase for large employers in 2012 was 4.9 percent, down from 8.5 percent in 2011 and 6.2 percent in 2010. In 2013, however, average health care premium increases are projected to jump up to 6.3 percent. Aon Hewitt's analysis showed that in 2012:• The average health care cost per employee was $10,522, up from $10,034 in 2011. • The employees' portion of the total health care premium was $2,204, up from $2,090 in 2011. • Average employee out-of-pocket costs, such as co-payments, co-insurance and deductibles, were $2,200, up from $2,072 in 2011. 2013 Costs Forecast For 2013, average health plan premium costs per employee are projected to jump to $11,188, of which average employee contributions to the health plan premium would be $2,385. In addition, average employee out-of-pocket costs (co-pays, co-insurance and deductibles) would be $2,429. Over the last five years, employees’ share of health care costs—including employee premium contributions and out-of-pocket costs—have increased more than 50 percent from $3,199 in 2008 to $4,814 in 2013, according to the analysis. “Employers have seen some stabilization in employment levels, less severe impact of high cost claims, a general movement towards consumer-driven plans and greater clarity around the average cost impact associated with health care reform. As a result, 2012 premiums were offset to reflect the better than expected historical experience. For 2013, we expect premium increases to gravitate back to the 6 percent range,” said Tim Nimmer, chief health care actuary at Aon Hewitt, in a media statement. <table style='width: 100%'><tr><td>Total Plan Premium Costs </td><td>Percentage Increase </td><td>Average Cost per Employee </td><td>Average Employee Premium Contribution </td><td>Average Employee Out-of-Pocket Cost </td></tr><tr><td>2013 (projected) </td><td>6.3% </td><td>$11,188 </td><td>$2,385 </td><td>$2,429 </td></tr><tr><td>2012 </td><td>4.9% </td><td>$10,522 </td><td>$2,204 </td><td>$2,200 </td></tr><tr><td>2011 </td><td>8.5% </td><td>$10,034 </td><td>$2,090 </td><td>$2,072 </td></tr><tr><td>2010 </td><td>6.2% </td><td>$9,246 </td><td>$1,927 </td><td>$1,761 </td></tr><tr><td>2009 </td><td>5.0% </td><td>$8,703 </td><td>$1,797 </td><td>$1,580 </td></tr><tr><td>2008 </td><td>5.3% </td><td>$8,290 </td><td>$1,691 </td><td>$1,508 </td></tr><tr><td>2007 </td><td>5.3% </td><td>$7,874 </td><td>$1,567 </td><td>$1,364 </td></tr><tr><td>Source: Aon Hewitt Health Value Initiative database of large U.S. employers' health care costs. </td><td></td><td></td><td></td><td></td>�</table></td></tr></table></blockquote>

Verification