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Message: <blockquote data-quote="EyesLookingIn" data-source="post: 901707" data-attributes="member: 29664">Sorry but you don't have the right facts, what was reinstated was the major medical 80/20 the 200 dollar co-pay is still there so that members don't abuse the ER. Thats what cost our health fund alot of money since the co-pay was put in the visits to the ER dropped from 1500 to 500 huge saving to our fund. Most members get the 200 back.But what was happening is that members go to the ER with a real emergency and the doctor doesn't take BC/BS even if the hospital does. Costing the members thousands of dollars now that will be covered plus now people in our health and welfare have the right to speak on the members behalf and fight some of these large bills.</blockquote>