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Message: <blockquote data-quote="bacha29" data-source="post: 5560584" data-attributes="member: 58386">If it's a qualified plan then normally if you take a lump sum distribution prior to the minimum withdrawal age which is usually 59.5 years or you become disabled you can be charged a 10% penalty in addition to the taxes owed unless you roll it over to a qualified IRA plan within  60 days. As bad as things look for Fedex Express employees figuring out what economic resources you'll have at your disposal and how best to use them will be time well spent.</blockquote>