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Why a 401(k) Will Yield You More Money Than a Pension
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<blockquote data-quote="IVE GOTTA PACKAGE 4U" data-source="post: 5621438" data-attributes="member: 45051"><p>The purpose of a 401k or an IRA is to give yourself a cost of living raise for retirement because you're pension does not offer one.</p><p></p><p></p><p>Everyone has a different risk tolerance and a different timeline.</p><p></p><p>It was almost horrifying to watch my 401k get shredded in half in 2008 and 2009</p><p>But fortunately I did not panic and left it alone and kept adding to it and now it's a pretty good amount.</p><p></p><p>Now I'm getting towards the end of my career so I have more money into the safe investments.</p></blockquote><p></p>
[QUOTE="IVE GOTTA PACKAGE 4U, post: 5621438, member: 45051"] The purpose of a 401k or an IRA is to give yourself a cost of living raise for retirement because you're pension does not offer one. Everyone has a different risk tolerance and a different timeline. It was almost horrifying to watch my 401k get shredded in half in 2008 and 2009 But fortunately I did not panic and left it alone and kept adding to it and now it's a pretty good amount. Now I'm getting towards the end of my career so I have more money into the safe investments. [/QUOTE]
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Why a 401(k) Will Yield You More Money Than a Pension
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