My husband is a FT Cover Driver. He started July 2014. We're starting to get some benefits info in the mail, but nothing about signing up, options, prices, etc. We just got something saying he's now enrolled in the long term disability. I also work full-time and currently carry our benefits, which I have to pay for. I'd very much like to switch to his if they're free. Will HR give him info when it's time? In his center HR doesn't hand out any info. He has to ask about everything, but then he feels like he's being annoying and stops asking. As former HR, this drives me INSANE. This info should be handed out to everyone upfront, benefits should be explained at orientation, etc. Where can I find the Summary Plan Description, prices, etc?