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<blockquote data-quote="HEFFERNAN" data-source="post: 1508991" data-attributes="member: 11315"><p>In the simplest of terms, you are correct.</p><p>If you follow Dave Ramsey, he considers credit cards, car loans, student loans, HELOC's, medical bills, etc as debt.</p><p>A mortgage is almost a necessary evil but as long as it's a quarter of your monthly budget, it's not grouped with the others.</p></blockquote><p></p>
[QUOTE="HEFFERNAN, post: 1508991, member: 11315"] In the simplest of terms, you are correct. If you follow Dave Ramsey, he considers credit cards, car loans, student loans, HELOC's, medical bills, etc as debt. A mortgage is almost a necessary evil but as long as it's a quarter of your monthly budget, it's not grouped with the others. [/QUOTE]
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