UpstateNYUPSer(Ret)
Well-Known Member
Well, I am in the UPS plan--I figured it was too good to be true...
You will have some adjustments to make. Sorry.
Well, I am in the UPS plan--I figured it was too good to be true...
Check out Hoaxter's thread regarding CVS Caremark in the Partners thread. Your prescriptions may only cost $4, but I believe his examples are more typical. Also, if Caremark is like Medco, you need to get a 90 day prescription--My wife uses fentanyl patches, and the doctor can only give her a 30 day prescription at a time.
could i still take ups up on its 20/40/60 offer?
I'd call the number and have them send you the complete benefit package and compare it to your current. Just an FYI, I have union run bennies, every few months I get literature on how my bennies get better. We have the best benefits in RI in any private sector. Just approach with an open mind.
you have to go to CVS to fill or you will pay I think 40%, at cvs it is 20% at least for us in the CS plan nowFor controlled Rx like this, you fill locally with no problems on my part (so far).
you have to go to CVS to fill or you will pay I think 40%, at cvs it is 20% at least for us in the CS plan now
My union health care with Central states sucks... We do not get mailings stating bennies are getting better.. We get the bills in the mail from CS because they do their best to NOT pay claims... Another issue, we poor suckers who are already in CS, WILL NOT GET the enhanced bennies that all the UPSers who will be coming into CS.. That is cow crap !!!! We have been screwed for so long with CS and now other UPSers will get better bennies than us ???
you have to go to CVS to fill or you will pay I think 40%, at cvs it is 20% at least for us in the CS plan now
you have to go to CVS to fill or you will pay I think 40%, at cvs it is 20% at least for us in the CS plan now
Again not true. You can fill non maintenance meds at any pharmacy you want, except for Wal-Mart. For maintenance meds you must use CVS Caremark and receive through the mail with a 20% co-pay with a maximum out of pocket expense of $200. You can also get it filled at CVS through auto refill service for same 20% co-pay. You must also get a 90 supply. If you don't then your 1st 2 fills will be at 20% but after that it goes up to a higher co-pay(30% I believe). I can get a 90 supply through caremark for the same price as a 30 day supply if you can follow instructions.
Again not true. You can fill non maintenance meds at any pharmacy you want, except for Wal-Mart. For maintenance meds you must use CVS Caremark and receive through the mail with a 20% co-pay with a maximum out of pocket expense of $200. You can also get it filled at CVS through auto refill service for same 20% co-pay. You must also get a 90 supply. If you don't then your 1st 2 fills will be at 20% but after that it goes up to a higher co-pay(30% I believe). I can get a 90 supply through caremark for the same price as a 30 day supply if you can follow instructions.
x-ray and labs will cost us a fortune as they are paid at 80%,
With dental now there is no maximum. With the proposed dental plan there is a limit of $1500 a year in maximum dental benefits.
Check out Hoaxter's thread regarding CVS Caremark in the Partners thread. Your prescriptions may only cost $4, but I believe his examples are more typical. Also, if Caremark is like Medco, you need to get a 90 day prescription--My wife uses fentanyl patches, and the doctor can only give her a 30 day prescription at a time.
Correct or a one-time Rx for a non-recurrent medical condition (ie. - you get sick).Caremark does require a 90 day for recurring scripts, UNLESS it is for a controlled substance that can only be filled 1 month at a time.