upsmanvolfan
New Member
O
cost of health insurance for retirees
- Thread starter bowhnterdon
- Start date
Is there anything that can be done to change whats happened to our insurance costs? It doesn't
seem fair that they can raise it like this for retirees when we are making half of what we were. I need knee replacement and have pulmonary problems as a result of the hub not being ventilated and sitting in the exhaust for 30 min every morning to leave the building. I have disabilities and cant work and now just one of my 8 drugs is costing $200 per month when it used to be $5. I'm upside down
The Milkman
Well-Known Member
Nothing can change our costs, the only thing current workers can do is to stop the bleeding on their own upcoming retirement costs by not accepting benefit cuts in the next contract. They have no idea of the can of worms they have opened
ski or die
Ski or Die
The retirement insurance certainly sucks. I am past 65 and on Medicare with a Supplement that I purchased. My spouse is still on UPS Insurance. My costs doesn't even began to compare to UPS Insurance. I recently had a Total Hip Replacement Surgery and had some complications which resulted into 2 trips to the emergency room and another hospital stay. So far the costs have totaled almost $85000. My costs, my $147 deductible which I had already met for the year. Everything else has been paid 100% by Medicare and my Supplemental Policy. Looking forward to when my spouse turns 65 to be able to obtain decent insurance for her also.
The Milkman
Well-Known Member
My wife is now off UPS insurance, and it seems as of now that it is not too bad from what I have seen being on SS insurance. Her meds are cheaper and she has a fixed copay of $25.00 per specialist while I now have to pay 20% of the visit..before this wonderful contract I had no deductible (now $200) had to pay 10% of the negotiated rate and had free Mail order RX and $5.00 copay at Pharmacies for name brand and free generic.. Now I pay 20% on all Rx...Yes indeed this past contarct was wonderful for us retirees.
UpstateNYUPSer(Ret)
Well-Known Member
Are you still whining about this?
realbrown1
Annoy a liberal today. Hit them with facts.
Hard to do with all the YES men posting here on BC.
realbrown1
Annoy a liberal today. Hit them with facts.
Wideload and LeadBelly say you have it better than most, so stop complaining.
realbrown1
Annoy a liberal today. Hit them with facts.
Are you still here?
The Milkman
Well-Known Member
Just replying to a post that maybe he did not see previously. As far as whining goes....I am not whining just pointing out the facts, the truth, maybe that might be to hard for you feeble minded posters. The truth is you will someday be enjoying worse benefits than I do now the way things are going. In 2 more years I will be off the UPS watered down retirement benefits that the Union voted for, The old saying is "What goes around Comes Around" And when it does I will have no sympathy on the voters who accepted them.I will be watching, you can count on it. When you realize what you have done to yourselves by then it will be too late as many of us retirees know that you also will get bitten down the road...Maybe some say I have it better than most..I wonder why? Could it be that our Local had a set of Balls and stood up to UPS? just wondering..
UpstateNYUPSer(Ret)
Well-Known Member
The difference is I will be prepared for the unexpected.
The Milkman
Well-Known Member
That is good thinking and most of us adults would be stupid to think that we can live on SS alone. We all should be expecting the worse, if it does not happen, then we are good to go. But this last contract should open everyone's eyes to what the norm will be for future contracts with givebacks...But it seems to me that you may have no faith in your future benefits at UPS. And that is good thinking as the past shows that tomorrow is your future.
UpstateNYUPSer(Ret)
Well-Known Member
On the contrary----I have complete faith in my future benefits. I am confident that my pension will be there for as long as I need it and that my healthcare costs will be manageable for the 7 years until I am eligible for Medicare. I live a fairly frugal lifestyle so tightening my belt if needed would not be an issue.
The Milkman
Well-Known Member
A lot of us recent retirees also had faith in our benefits....That is until they were watered down. I never lived Cheap, Frugal, Tight, whatever you want to call it..You only live once so I am enjoying the ride without worrying so much as tomorrow may never come. Looking at numbers in a statement does not give you any more time on this earth. I am spending those numbers, after all...work your butt off for 25-30 yrs at UPS then be afraid to live it up?...that is if you can walk out in fairly good healthy shape. I would hope to die with little or nothing left except leave the Life insurance for the wife. I keep my home cool in summer out here in AZ. Most leave their homes on 80-82..They are nuts. I keep mine at 72 most of the time..The cost..who cares..I spent many years dripping sweat in a pkg car, sticking to the back of the seat, dropping sweat on the clipboard when still on paper..now it is my time to enjoy what I earned, not penny pinch because you may be worried about needing money the next day, week or yr.. Just think of the guy who flew that plane into the mountain... The people on that flight may have had future plans, but as you know they all ended in a flash,you never know when your number will be up..And a dirt nap is a looooooong loooooooong time
UpstateNYUPSer(Ret)
Well-Known Member
Oh, believe me, I fully intend to enjoy my retirement!
realbrown1
Annoy a liberal today. Hit them with facts.
If you are thinking that Medicare will be enough, you are mistaken.
The Milkman
Well-Known Member
I hope you do...I left at 55......Money is meant to be spent. I never saw a Brinks truck following a funeral procession..have you? Go Yankees!
UpstateNYUPSer(Ret)
Well-Known Member
Medicare and a medicare supplement should be more than enough.
MC4YOU2
Wherever I see Trump, it smells like he's Putin.
Then there's Dental and Vision to consider.
brownmonster
Man of Great Wisdom
Because you need glasses every few years at a couple hundred bucks. People spend more on car maintenance then they do on health care and don't bat an eye.
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