Unfortunately, I have found that Ebay is become a major problem of ours. Many customers are shipping things improperly and they are being damaged. With the new systems at the customer counters, it is almost impossible to inspect each item at the time of shipment.
As far as paying claims. I have found that people tend to take advantage of the system. For example, there are 3 customer that now have to come to the center to pu packages because they were denying a signature ( about $5000 in claims per cust) These claims were paid, then finally loss prevention said enough!
I have found that if there is obvious damage with a parcel, obviously caused by our mishandling, the claims are paid fairly quickly. Though we make a large profit, we are not a charity and must have restrictions on claims. There are always improvements to be made, but I think we do a fairly good job in this area.