The temptation to cheat wouldn't be there if there was enough money available. I'm not going to get into a stupid argument over who is the better manager. The simple fact of the matter is that success is measured to a greater extent in this line of work by the demographics and economic strength of a given service area. A guy like IWBF who works in an area where his tires never come in contact with an unpaved surface , where more people live in a 2 or 3 block area than that which are found in some contractors entire rural service area cannot stand in judgement of how that guy operates in his area or the degree of his success. In fact a multi route contractor at the terminal I was at has been indicted on as many as 80 counts in each of 4 specific charges involving unlawful activity. If your back is up against the wall because the bank is on the other side trying to knock it down, then as they say,desperate times call for desperate measures