Maybe I'm paranoid or just plain dumb but if you happen to brush over tree leaves with the package car does it count as an accident? I had this incident happen to me today where it push the passenger side mirror in. It happen in a residential area where they have big trees. I was going about 10 mpg when I didn't see it on impact. The instructor just push the mirror back out and told me to just keep going. No signs of damage to the vehicle, but I'm kinda scared now thinking if I'm disqualified for it.