UpstateNYUPSer(Ret)
Well-Known Member
Yes. $100 co-pay for non-emergency, then covered $100%.
Urgent care is now 100% with $10 co-pay.
That's the same coverage we have in Upstate NY.
Yes. $100 co-pay for non-emergency, then covered $100%.
Urgent care is now 100% with $10 co-pay.
$765.00 out of pocket for the year, and you are celebrating?Wife had a hysterectomy recently and I thought I'd actually post some EOB's instead of "OMGZ I haz ta pay 400dillars for a flu shot" The first is a Cat scan using US imaging (100% covered if scheduled) second is a one night stay at the hospital, this doesn't include the surgeons fee or anesthesiologist. I'd also like to mention that my deductable went from 200/400 to 100/200. We met our deductibles early in the year between the kids and the wife's preops. So far for the year 765.00 out of pocket, probably had over 60k worth of stuff done.
Thanks IBT for keeping our insurance one of the best plans in the country, without out of pocket premiums.
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I will now have paid more in out of pocket expenses for 1 visit under Teamcrap than I have paid in the past 30 years combined under the company plan. Tell me how this insurance is the same as we had like Hoffa/Hall told us.$765.00 out of pocket for the year, and you are celebrating?
I WAS on the company plan for about 25 years. I have a wife and 3 kids. In those years wehad 2 c-sections, an ovarian cyst, shoulder surgery, about 5 emergency room visits, yearly check ups plus other doctor visits, lots of lab work and more medical procedures and I haven't paid much over your $765.00 in over 25 years.
AND YOU ARE HAPPY ABOUT ONLY $765.00 FOR 1 YEAR OUT OF POCKET.
Dude, you have no idea how much you have been getting screwed all these years.
I went FT into Teamcare, should I be complaining about how the FT guys before me "screwed" me over? The world changes, UPS and IBT must change to adapt, if not you are left in the dust to wither and die. The days of cheap health insurance are gone and Teamcare was the best compromise to insure the level of care and costs were suitable for ALL of us.$765.00 out of pocket for the year, and you are celebrating?
I WAS on the company plan for about 25 years. I have a wife and 3 kids. In those years wehad 2 c-sections, an ovarian cyst, shoulder surgery, about 5 emergency room visits, yearly check ups plus other doctor visits, lots of lab work and more medical procedures and I haven't paid much over your $765.00 in over 25 years.
AND YOU ARE HAPPY ABOUT ONLY $765.00 FOR 1 YEAR OUT OF POCKET.
Dude, you have no idea how much you have been getting screwed all these years.
Thank you for voting for this inferior plan. You obviously decided to settle for less. And thank you for dragging those of us in the comany plan down with you.I went FT into Teamcare, should I be complaining about how the FT guys before me "screwed" me over? The world changes, UPS and IBT must change to adapt, if not you are left in the dust to wither and die. The days of cheap health insurance are gone and Teamcare was the best compromise to insure the level of care and costs were suitable for ALL of us.
Like it or not, you're under Teamcare, still not paying out of pocket premiums, and still getting top notch care. Did I also mention the majority agrees with the changes, so arguing about it isn't going to do a damn thing. I'd suggest you go to some of your neighbors and explain your benefits, see if they sympathize with you.
Really man???? I have nothing else constructive ...We have excellent health insurance$765.00 out of pocket for the year, and you are celebrating?
I WAS on the company plan for about 25 years. I have a wife and 3 kids. In those years wehad 2 c-sections, an ovarian cyst, shoulder surgery, about 5 emergency room visits, yearly check ups plus other doctor visits, lots of lab work and more medical procedures and I haven't paid much over your $765.00 in over 25 years.
AND YOU ARE HAPPY ABOUT ONLY $765.00 FOR 1 YEAR OUT OF POCKET.
Dude, you have no idea how much you have been getting screwed all these years.
The majority says "You're Welcome". I'm very sorry you're not happy with it, unfortunately for you, you're in the minority.Thank you for voting for this inferior plan. You obviously decided to settle for less. And thank you for dragging those of us in the comany plan down with you.
Actually, I am not in teamcare.The majority says "You're Welcome". I'm very sorry you're not happy with it, unfortunately for you, you're in the minority.
So do prople with the bronze level Obamacare.Really man???? I have nothing else constructive ...We have excellent health insurance
The only people that agreed with the changes were the people already in Teamcare. I would venture to say that everyone who was in the company plan would disagree with you.I went FT into Teamcare, should I be complaining about how the FT guys before me "screwed" me over? The world changes, UPS and IBT must change to adapt, if not you are left in the dust to wither and die. The days of cheap health insurance are gone and Teamcare was the best compromise to insure the level of care and costs were suitable for ALL of us.
Like it or not, you're under Teamcare, still not paying out of pocket premiums, and still getting top notch care. Did I also mention the majority agrees with the changes, so arguing about it isn't going to do a damn thing. I'd suggest you go to some of your neighbors and explain your benefits, see if they sympathize with you.
The man's wife just had major surgery, and all you have to contribute is a high five for now being able to "load her up"? What a winner. I doubt you have a woman in your life, but if you do, I truly feel sorry for her.Sweet. No uterus=no condoms! Load her up lol
Under our old plan, a visit to the ER was a $50 co-pay unless admitted. Then the co pay was $0.Let me answer that with just one example. My son has seen his PCP 2 or 3 times for stomach pain, constipation. He was in severe pain a few weeks ago at 11:00 PM. We did not know what it was so we took him to the ER. We're talking keeling over severe pain. He is 5.
They fixed him up and gave him some meds to help with the problem but did not admit him. Just got the bill. Hospital charge of over $6000 reduced to just under $4000 because of insurance negotiated rate.
Here's the Teamcrap part. Since he wasn't admitted, I am liable for 20% of the bill. My portion is almost $800. Under the old insurance, my portion would have been $0. This is just one example, of many, why Teamcrap sucks.
Not mine. ER was paid 100%. My son was there twice. I paid $0.Under our old plan, a visit to the ER was a $50 co-pay unless admitted. Then the co pay was $0.
No. I HAD excellent health insurance before.Really man???? I have nothing else constructive ...We have excellent health insurance