Mostly unchanged is really a contradiction. From a lot of other posts --It seems no one is really sure what the teamcare coverage will be . You have to pass the supplements --to find out what is in it.
Gee---I have heard that somewhere before.
LOL! According to who? TEAMCare has released a summary of changes and has been diligent in answering questions. The persons currently in what's now TEAMCare are highly satisfied with the level of coverage (sans one person on this forum; his issue is that the cost of care exceeded the lifetime limit but he feels it should be covered anyway ... ACA elimited lifetime limits, which existed at all insurances including UPS's). The persons voicing displeasure with TEAMCare are the ones transitioning into it ... and we'll have better coverage than current incumbent members. The central issue is the increased costs associated with TEAMCare. I did the math in another thread -- at the MOST, a PT credited with 1,000 hours per year (that's about an 18-hour work week + peak & paid time off) will relinquish 20% of his raise over the next five years. But for most PTers, the number will fall between 5%-10% (some more, some less). For a FT driver, at the MOST it'll be about 7-8% of their pay. For most, it'll amount to just a few percentage points. Still feel sorry for them?
Many of the increased costs with TEAMCare can be avoided, and most are justified. For example, under the current company-controlled plan, it doesn't cost the member much more to go to the E.R. than it does intensive care or your PCP. I know MANY persons who take their kid to the ER because they sneezed once and the parent freaked. It might not cost much to the employee, but UPS is paying hundreds for that bill. Hike the employees' cost up, they'll think twice.
