Pkgrunner
Till I Collapse
Depends on preferences, but I personally like to pay myself via 401k deductions than give it to Uncle Sam to hold. My take home stays the same, but what I pay in taxes is less now; and will be later when I start withdrawing and am taxed at a lower tax bracket....That is assuming my 401k will be worth at least as much as the computer memory its stored on.I've gotcha on this, just hate waiting for that day and finding out I owe them. Doesn't it work out the same way, the way I'm doing it, I mean besides letting them get away with the interest? We have a terrible time trying to save money and we usually use the big payday to get or go somewhere we like.