How I see it ... They knew what they were saying buy NOT paying a Dime. They knew we would have to start paying a deductible. The last year of the contract, there is a $300 deductible... So, YES we are paying. you have to pay $300 before your insurance basically covers you. Then a Max out of pocket expense of $1,000 or $2,000 , which is billed usually in small amounts.. Here in the Central and my personal feelings is, we were lied to.
Bigger picture is, this opens the door to the upcoming contract....