You are obviously a reasonable person. I appreciate your perspectives and honesty.in the glass half empty side at the X 2 1/2 hourly wage union dues formula that's a $1.25 more per month to the IBT. At my $25.05 PT rate I put the extra $10.00 in the Teamster 401K. Glass half full. I have $100K+ in the fund ,good health care for my wife and I plus the kids in past years and a pension. Unlike my fellow brother across the Delaware River I think the IBT has been pretty good to me.