UpstateNYUPSer(Ret)
Well-Known Member
I didn't think there were any dentists in North Central WV.
(I tried to find an emoticon with no teeth)
A lot of unhappy campers in teamcare's first few days....
- Thread starter dumptheoldguardteamsters
- Start date
I didn't think there were any dentists in North Central WV.
(I tried to find an emoticon with no teeth)
cachsux
Wah
So the last two locals still in negotiation are the sellouts? At least we didn't bend over the second the company unzipped it's pants.
You flip flop worse than Dan Marino, Mr. MMQ
BigUnionGuy
Got the T-Shirt
We know.
You stood up for what you believed in.
Time to move on.
-Bug-
What local is that?
Damn it you beat me to it.I didn't think there were any dentists in North Central WV.
upswife75
Well-Known Member
upswife75
Well-Known Member
I am sorry for your son's health issues, but you are misinterpreting the health care plan.
upswife75
Well-Known Member
I just had 2 surgical procedures a few months ago. Total billed was somewhere around $32k. My portion was $451, and that was only because surgical implants (not a boob job, you boobs, lol!) was covered at 80%, while everything else was covered at 100%.
My daughter had surgery a few years ago and it cost us NOTHING. Husband has had surgery for kidney stones twice, we paid nothing. My husband had wisdom teeth pulled and some other dental work done about a month ago, we paid zero for that, also. We have yet, with a family of 5, ever met a single or family out of pocket cap in all the years we have had Teamcare. The most we have ever paid for medical stuff has been braces for 2 of our kids, and that was after Teamcare paid $1500 for each of them.
My daughter had surgery a few years ago and it cost us NOTHING. Husband has had surgery for kidney stones twice, we paid nothing. My husband had wisdom teeth pulled and some other dental work done about a month ago, we paid zero for that, also. We have yet, with a family of 5, ever met a single or family out of pocket cap in all the years we have had Teamcare. The most we have ever paid for medical stuff has been braces for 2 of our kids, and that was after Teamcare paid $1500 for each of them.
For some ,Teamcare Is a good deal, for others....its a big step down!
upswife75
Well-Known Member
Oh, I'm sure it is, but I think many are making accusations before they have even experienced it yet, and just exaggerating things based on poor reading comprehension. I consider myself lucky, especially with all the health things my daughter is going through right now, and just told my husband today that I couldn't imagine going through it without our current healthcare. Could it be better? Sure, if they wanted to pay every single thing at 100%, but I don't honestly expect that. I sleep well knowing that no matter what we go through over these next few weeks of trips to 2 different specialists, CT scans, ultrasounds, etc, that we aren't going to lose our home over it, as many have in this country. *shrugs* Maybe that's just me. So yeah, of course things can always be better, but they can also be sooo much worse.
Harry Manback
Robot Extraordinaire
My wife compared what we had,to what we have now. not the same! and the poor retirees, really got screwed! less coverage, more co pays , and no raise in pension!
upschuck
Well-Known Member
It isn't the same, but still really good insurance. I wish the retirees would of got staggered deductions instead of all at once.
They should have made It for, future retirees, not current!upschuck said:
Birth control is 100% covered.
30 to life
Well-Known Member
That's how the company got the contract to pass because for a lot of members it was a big improvement. If I was one of those members I would of voted yes however I am in the western pa and hoffa voted for me
oldupsman
Well-Known Member
I was told everything would stay the same. It hasn't. It was a flat out lie. My coverage has gotten worse.
The Teamsters lied to me. UPS lied to me. Am I surprised? No, not in the least.
Fedex Guy
Well-Known Member
There are females on this forum? Forum must be the new name for kitchen......jk
To add some substance for comparison between what UPS Pters paid before and could be paying now for an office visit to a specialist.
Last year I had to have my right shoulder looked at (and operated on). The initial office visit co pay was $10. Same as it would be now under TeamCare. However, during this office visit they also did an x-ray and an injection shot. I did not have any additional costs beyond the $10. UPS Aetna plan paid it all.
To be fair I don't have the full Plan Document for U3 on TeamCare, only the Summary. However, according to the summary under office visits it clearly states that any "additional costs may be owed for medical services beyond the office visit (eg x-rays, injections, lab tests, ect)". I will be reaching out to TeamCare for clarification on this later.
Looking at the "If you have a test" line below office visit, it appears the x ray would cost 20%. Assuming that the injection would be subject to that same 20%, my office visit last year that cost me $10 would now cost me a total of $55. This is based on the negotiated rate that Aetna paid on the charges from the medical provider, with me paying 20% out of pocket.
So yes us PTers have a legitimate complaint. I voted no on this contract. However if PTers don't step up across the board this is the crap that is dealt.
Most of us make half the pay rate and get less than half the time of the full timers. Our health benefits helped make up the difference. Now it appears that it won't be the case anymore.
I will update my findings once I find out for sure on this scenario.
Last year I had to have my right shoulder looked at (and operated on). The initial office visit co pay was $10. Same as it would be now under TeamCare. However, during this office visit they also did an x-ray and an injection shot. I did not have any additional costs beyond the $10. UPS Aetna plan paid it all.
To be fair I don't have the full Plan Document for U3 on TeamCare, only the Summary. However, according to the summary under office visits it clearly states that any "additional costs may be owed for medical services beyond the office visit (eg x-rays, injections, lab tests, ect)". I will be reaching out to TeamCare for clarification on this later.
Looking at the "If you have a test" line below office visit, it appears the x ray would cost 20%. Assuming that the injection would be subject to that same 20%, my office visit last year that cost me $10 would now cost me a total of $55. This is based on the negotiated rate that Aetna paid on the charges from the medical provider, with me paying 20% out of pocket.
So yes us PTers have a legitimate complaint. I voted no on this contract. However if PTers don't step up across the board this is the crap that is dealt.
Most of us make half the pay rate and get less than half the time of the full timers. Our health benefits helped make up the difference. Now it appears that it won't be the case anymore.
I will update my findings once I find out for sure on this scenario.
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