Everyone's situation is different.
I could look at this way:
With the opportunity to make 120k a year, what kind of lazy loser would choose to work for 35 years for the possibility of getting a pittance of a non inflation adjusted pension? Why not work 15 years, save money, and then retire?
But I don't look at it like that. Everyone has a different situation. Different people, different opportunity cost analysis. Everyone makes their own life choices.
You're welcome to live your life however you want bro. You're judging people for their decisions that you know nothing about.
Take a deep breath, the world does not revolve around you.