Darmark7
Retired 2020. Not my Problem Anymore!
As I was growing up my parents lived and taught me exactly what Dave Ramsey does. This was way before there was a Dave Ramsey. When I first heard Dave I thought “this guy stole my dad’s ideals”. My Dad was a mailman. Mom never worked. They never had a car payment (never) they paid cash. They was debt free at 40 yrs old. Dad retired at 55. He is 86 now so he has enjoyed 31 yrs of retirement with mom. Fast forward to me…. I followed the same lifestyle. My wife didn’t work. I paid cash for all but my first car. I was debt free at 39 1/2 (had to beat dad). After 7 yrs I went back into debt to buy a second home that I paid off in 2 1/2 yrs so at that point I was 49 and debt free again with 2 homes paid for. Owner finance the 1st home. Retire at 57 yrs old. I thank my parents for showing me a way to live that most don’t know.