Always been the way it is here. I've never taken a vacation the week of a holiday. We've had guys take all the holiday weeks and use the days owed to take off the week after Christmas.
My point is that in the Central, you do not get a "day owed."
You are just paid for the vacation and the holiday. You are not owed a day.
You can try, if manning allows it, to take an unpaid day off at a later point since you basically got an extra days pay.
But you cannot say that you want so and so day off because they owe you a day.
You can just ask for an unpaid day and hope that the staffing requirements allow you to have the day off.