Doublestandards
Well-Known Member
he believes no one should, despite your ability to pay it off, because he says studies show you buy more things with a credit card vs cashI understand Dave Ramsey’s philosophy here if you have the discipline to actually pay your card off, you’re good, but you’d be surprised how many people don’t have that.
I just simply disagree, but I can only speak for myself. No doubt that it is good advice for many, if not most. But I live within my means and have perfect credit, and I use my credit card for everything from gas and insurance to groceries