Is the 401K worth it?

[IVE GOTTA PACKAGE 4U]

Damn phone, I didn't even know I posted that.



I'm still kicking, just worn out from our unplanned Peak Season. I filed two excessive O/9.5 grievances yesterday for the last two weeks. I was hoping Peak Season was a thing of the past for me. I have been busy fixing up the present house and I hired a realtor last Sunday. Slab got poured the other day on my new one. 101 working days left.

God bless you my brother, I'm very happy for you
When is your last working day?

 

[Over70irregs]

Damn phone, I didn't even know I posted that.



I'm still kicking, just worn out from our unplanned Peak Season. I filed two excessive O/9.5 grievances yesterday for the last two weeks. I was hoping Peak Season was a thing of the past for me. I have been busy fixing up the present house and I hired a realtor last Sunday. Slab got poured the other day on my new one. 101 working days left.

How long are they taking to pay grievances?

 

[burrheadd]

View attachment 293957

wonder how many people on here know what that is

 

[IVE GOTTA PACKAGE 4U]

wonder how many people on here know what that is

 

[scratch]

God bless you my brother, I'm very happy for you
When is your last working day?

My start date was 10/13/75 and my goal that means nothing to anybody but me is to complete 45 years. October 12 is a Monday this year and I have a scheduled vacation the week before with my last vacation scheduled in November. So I haven’t decided if I am even coming in that week at all. I don’t care for recognition, I just want to take my parking space sign and the little trophy thing and walk out the door one day.

 

[IVE GOTTA PACKAGE 4U]

My start date was 10/13/75 and my goal that means nothing to anybody but me is to complete 45 years. October 12 is a Monday this year and I have a scheduled vacation the week before with my last vacation scheduled in November. So I haven’t decided if I am even coming in that week at all. I don’t care for recognition, I just want to take my parking space sign and the little trophy thing and walk out the door one day.

Well earned my friend. Don't look back and turn to a pillar of salt. Some people may understand that reference

 

[sailfish]

Might be $ in mattress or a safe time.

In precious metals or something. That paper will be ing worthless.

Don't think that way my friend
The market is on sale you should buy some right now

Just being realistic.

 

[scratch]

If I look back, I will probably point my middle finger as I walk out the door for the last time. I used to enjoy my job and I will miss my customers and some of my co-workers. It just shouldn’t be so difficult to simply move boxes around. I do appreciate the money I made over the years. I never asked my parents for a cent since I started loading trailers as a 17 year old kid.

 

[IVE GOTTA PACKAGE 4U]

In precious metals or something. That paper will be ing worthless.


Just being realistic.

Now all that entire is very hard time to go through, I remember watching my portfolio getting crushed after 9:11 but I was much stronger and have a lot in the market then.
I watch the market melt on 2008 and 2009 and I had a little bit more money in and watch it tank, another decade plus later I have a whole lot more money in there , so I got to double down and hope for the best That's all I can do

 

[floridays]

If I look back, I will probably point my middle finger as I walk out the door for the last time. I used to enjoy my job and I will miss my customers and some of my co-workers. It just shouldn’t be so difficult to simply move boxes around. I do appreciate the money I made over the years. I never asked my parents for a cent since I started loading trailers as a 17 year old kid.

Scratch,
No one asked me, I butted in, everything I read is commendable.
Just an outsiders opinion.
Hope your retirement is long and enjoyable.
If you vote the democrat ticket please don't move to Florida.
Best to you Sir.

 

[scratch]

Hope your retirement is long and enjoyable.
If you vote the democrat ticket please don't move to Florida.
Best to you Sir.

I decided not to move to Florida due to the heat, bugs, alligators, and too many people. Don't get me wrong, no state taxes and being near the beach was tempting. Last time I voted for a Democrat President was for Jimmy Carter. That disaster as a President cured me of that. I have voted third party, I'm not thrilled with the way the GOP blows money either. Anybody that thinks that socialism will work is a fool in my opinion and not worth listening too. It boggles my mind when I meet all these people that move to Atlanta to escape high taxes from Northern states and they still vote for Democrats.

 

[floridays]

I decided not to move to Florida due to the heat, bugs, alligators, and too many people. Don't get me wrong, no state taxes and being near the beach was tempting. Last time I voted for a Democrat President was for Jimmy Carter. That disaster as a President cured me of that. I have voted third party, I'm not thrilled with the way the GOP blows money either. Anybody that thinks that socialism will work is a fool in my opinion and not worth listening too. It boggles my mind when I meet all these people that move to Atlanta to escape high taxes from Northern states and they still vote for Democrats.

Scratch, I'm surprised you didn't mention the iguanas and pythons encroaching as well. I don't live there currently but I have a place there, I'd welcome another voter like you to help hold my home state.
If you are settled in your decision
check out the Sarasota area or Punta Gorda or other Charlotte County. Atlantic side too many people, lotta traffic, beautiful though. Don't worry about gators, they are just what they are and they aren't looking to eat humans.
I remember talking to you once before, couple of years ago about your beautiful dog, a service dog as I remember for your wife. When we talked you had just gotten the new guy if I remember correctly.

Anyway best to you and my hope for you and your wife is a joyful well deserved retirement.

Best to you
floridays

 

[Ancient Alien]

My start date was 10/13/75 and my goal that means nothing to anybody but me is to complete 45 years. October 12 is a Monday this year and I have a scheduled vacation the week before with my last vacation scheduled in November. So I haven’t decided if I am even coming in that week at all. I don’t care for recognition, I just want to take my parking space sign and the little trophy thing and walk out the door one day.

Good luck to you, sir. You've done it. One heckuva good ride from '75 to 2000... I betcha.

You'll be walking out healthy, happy and on top all the while supporting those you love with an excellent life.

Kudos to you... stay safe on the home stretch, Mr. Scratch aka Mr. UPS.

 

[tarbar66]

Can we stay on topic please!

This topic is about a 401K.

 

[beentheredonethat]

So I'm only 19, been here at UPS for almost two years and if everything goes as planned I could seriously retire by 40 comfortably, which I understand is risky and very earlier. But since I've graduated high school my main goal in life is to not work another day in my life A.S.A.P. Being I can't see my contributions until I'm 55 should I still contribute and stick with my current broker right now? I also already have a few grand invested in some mutual funds with him. Thank you.

I suggest listening to Dave Ramsey. Make sure you have some emergency savings (3 months of expenses) in a liquid account (bank, money market). Invest in your 401K, but also invest outside of it with mutual funds\ETF so that you can eventually be able to have enough down payment on a house\condo.

 

[Jumpin Jack Flash]

A 401k is a terrific idea, if you live that long.

 

[Wally]

Spend the money. Live.
Get real .You will not retire at 40.
401k's are a joke. Ask someone who has a 401k how much money they lost in the last 3 weeks.

Listen...you'll have a great pension and it will be guaranteed until you die...yeah man....

3 weeks of market activity, really?

Dump as much as you can weekly, split as per your age between stocks and bonds and retire rich.

 

[IVE GOTTA PACKAGE 4U]

3 weeks of market activity, really?

Dump as much as you can weekly, split as per your age between stocks and bonds and retire rich.

My account has went up over 100,000 in the last month

 

[Wally]

My account has went up over 100,000 in the last month

You reset allocations?

 

[IVE GOTTA PACKAGE 4U]

You reset allocations?

I haven't touched anything all's I did was add some extra money when I had it.