The average payment on a new home is now at a record $2,750/month. The average house is now renting for a record $1,900/month. The average new car payment is now at a record $733/month. The average used car payment is now at a record $530/month. The average student loan payment will be $500/month when payments resume. The average gallon of gas is now nearing $4.00 again. The average household credit card balance is now at a record $7,300. The average household will have $0 of excess savings by the end of this quarter. How are you making it?