Medicare after 65

[IVE GOTTA PACKAGE 4U]

Got the Medicare Gap Filler letter from the local today.
$225 per month. Times 2 for the wife. $450 per month
Probably A&B Medicare is going to be $150 each or more.
Looking at least $750 a month for medical insurance and the added bonus of no dental or vision.
The good life.....

Maybe you can find a better deal outside of the local?

 

[Jones]

Got the Medicare Gap Filler letter from the local today.
$225 per month. Times 2 for the wife. $450 per month
Probably A&B Medicare is going to be $150 each or more.
Looking at least $750 a month for medical insurance and the added bonus of no dental or vision.
The good life.....

Our plan lets us keep dental and vision after the switch to medicare.

 

[IVE GOTTA PACKAGE 4U]

Our plan lets us keep dental and vision after the switch to medicare.

And how much you paying a month right now for that plan?

 

[Jones]

And how much you paying a month right now for that plan?

Not sure, they don't break it down I just pay a lump sum for everything. But keeping the dental and vision after switching to medicare is pretty cheap, less than $100/month for both of us if I remember right.

 

[BrownFlush]

I think in Biden’s 3 trillion infrastructure bill is a vision and dental deal for Medicare folks. Not for sure though I’m like the Pelosi, I haven’t read it.

 

[Jones]

I think in Biden’s 3 trillion infrastructure bill is a vision and dental deal for Medicare folks. Not for sure though I’m like the Pelosi, I haven’t read it.

Word is that one didn't make it, at least for now. Manchin's got it down under 2 trillion and sounds like that was one of the casualties.

 

[IVE GOTTA PACKAGE 4U]

I think in Biden’s 3 trillion infrastructure bill is a vision and dental deal for Medicare folks. Not for sure though I’m like the Pelosi, I haven’t read it.

Lots of those supplemental plans have a limited amount of dental coverage and glasses coverage

 

[UnionStrong]

Lots of those supplemental plans have aluminum amount of dental coverage and glasses coverage

Aluminum?

 

[oldngray]

Aluminum?

Day drinking.

Say no more.

 

[UnionStrong]

Day drinking.

Say no more.

I was thinking the same

 

[IVE GOTTA PACKAGE 4U]

Aluminum?

That's what I almost said...

 

[UnionStrong]

Lots of those supplemental plans have a limited amount of dental coverage and glasses coverage

 

[BrownFlush]

Lots of those supplemental plans have a limited amount of dental coverage and glasses coverage

I'm finding out most of those plans are network deals.
Certain docs, hospitals, etc.

 

[satellitedriver]

I'm finding out most of those plans are network deals.
Certain docs, hospitals, etc.

Bingo!
All "so called" Medicare advantage plans are just PPO,HMO insurance companies paid $1,200 and upwards per month, to absolve the Medicare system from further costs.
Do your research on the subject before you go to the cheapest option.
Once you step into that trap of "free" you will end up having to go to only the medical facility available in the network.
When you go down that path and move to an area not covered and want to go back to standard Medicare, pre existing conditions will drastically increase your payments to Medicare.
By just paying for a supplemental policy of about $290 a month my wife and I can be covered all through the US.
Dental care and eye glasses our the least of our worries.

 

[UnionStrong]

Bingo!
All "so called" Medicare advantage plans are just PPO,HMO insurance companies paid $1,200 and upwards per month, to absolve the Medicare system from further costs.
Do your research on the subject before you go to the cheapest option.
Once you step into that trap of "free" you will end up having to go to only the medical facility available in the network.
When you go down that path and move to an area not covered and want to go back to standard Medicare, pre existing conditions will drastically increase your payments to Medicare.
By just paying for a supplemental policy of about $290 a month my wife and I can be covered all through the US.
Dental care and eye glasses our the least of our worries.

Go away scab

 

[DELACROIX]

Go away scab

But, he is one of our Moderators...

 

[IVE GOTTA PACKAGE 4U]

I'm finding out most of those plans are network deals.
Certain docs, hospitals, etc.

Does your current plan let you go wherever you want?

 

[BrownFlush]

Does your current plan let you go wherever you want?

Yes

 

[IVE GOTTA PACKAGE 4U]

Yes

That's hard to beat.

 

[BrownFlush]

That's hard to beat.

I know.
Grumpy retired guys gotta growl around every now and again..