Apparently they're stuck with Obamacare although subsidized by the federal govt.
Here's how much members of Congress pay for their health insurance
"As the myth busting website
Snopes points out, "contrary to popular belief, Congressional members do not receive free health care." Instead, they choose a gold-level Obamacare policy and receive federal subsidies that cover 72 percent of the cost of the premiums.
In short, Snopes reports that members of Congress and staff "pay approximately 28 percent of their annual healthcare premiums through pre-tax payroll deductions." They also have access to "free or low-cost care" through
the Office of the Attending Physician as well as "free medical outpatient care at military facilities" in the D.C. area.
That's a pretty good deal, especially given that the average 21-year-old making $25,000 a year would be charged
$282 per month for a silver Obamacare plan, and pay about half of that, or $142, thanks to subsidies, according to
the Kaiser Family Foundation.
But, Jeffrey Frank of
The New Yorker reports, one of the reasons legislators might be fixated on doing away with Obamacare is because they used to have a deal they liked even better. Before, they were covered by a "beloved, and by most accounts well-administered, federal plan" called the Federal Employees Health Benefits Program (FEHBP).
Were the ACA to be repealed, legislators would get to return to that "comfortable" situation. They would still enjoy many of the ACA's protections: under FEHBP plans, "no one can be refused, or charged more, for a preëxisting condition" and "dependents under twenty-six are covered," Frank writes.
Federal subsidies for insurance under FEHBP would remain stable at
72 percent, so even if they returned to their former plan, members of Congress would pay the same percentage of their costs that they currently do. They would not get health insurance for free. These days, fewer and fewer people do. In 2001, 34 percent of employers paid for 100 percent of their employees' premiums. In 2016,
Forbes found, that had dropped to only nine percent of employers."