Short term disability increase

[3 done 3 to go]

I got 277 a week from Nov to Feb. For a family of 7

 

[scooby0048]

For some "strange" reason, they don't include November/December when calculating the average base pay.

You must also be under the "continuous care" of a doctor or TeamCare will cut off your medical coverage. "Continuous care" is intentionally ambiguous, but is roughly one doctor's visit per month. I had a member that had a neurological problem (doc only needed to see him every 6-8 weeks or so) that basically had to hit up an Urgent Care for a unneeded visit 1x/month in order to maintain coverage.

Thanks for the info. Not too often am I left speechless but this example right here just has me floored and speechless. Some of the other examples people have mentioned are downright insulting. So basically, it's almost impossible to get the $500 and IF there were an increase in Jan 2017, getting anywhere close to that is also a joke.

I initially started this thread because I might have to get surgery done and I was trying to figure out if I should just get it done now or wait until the new year. Sounds like it really doesn't matter one way or another!

 

[scooby0048]

I got 277 a week from Nov to Feb. For a family of 7

Are you friend* kidding me!!!!!

So basically that's just under $6 a day, per person, for food and necessities never mind anything else like gas and mortgage. That really is criminal. SMH!

 

[UpstateNYUPSer(Ret)]

I got 277 a week from Nov to Feb. For a family of 7

Family size is irrelevant.

 

[scooby0048]

Family size is irrelevant.

I know but when you break it down like that, it is just sickening to think of. Honestly it's sickening with just one person but when you add a family especially one as large as @3 done 3 to go , $277 is just a slap in the face. I don't know how some people survive without some form of supplemental insurance like Aflac or similar.

 

[UpstateNYUPSer(Ret)]

I opened up my Quicken to see what I received for STD and it was also $277 per week.

Thankfully I was able to use 4 weeks of vacation.

What sucked was having to use 4 weeks of vacation.

 

[3 done 3 to go]

Family size is irrelevant.

Point taken. No reason it shouldn't be atleast 500. Made it all back since I've been back

 

[3 done 3 to go]

I opened up my Quicken to see what I received for STD and it was also $277 per week.

Thankfully I was able to use 4 weeks of vacation.

What sucked was having to use 4 weeks of vacation.

I too used my vacation weeks also. Long yr

 

[PiedmontSteward]

Thanks for the info. Not too often am I left speechless but this example right here just has me floored and speechless. Some of the other examples people have mentioned are downright insulting. So basically, it's almost impossible to get the $500 and IF there were an increase in Jan 2017, getting anywhere close to that is also a joke.

I initially started this thread because I might have to get surgery done and I was trying to figure out if I should just get it done now or wait until the new year. Sounds like it really doesn't matter one way or another!

There is supplemental union disability insurance, but you typically have to have a certain number of members contributing to waive certain fees and acquire certain benefits. Definitely difficult to do on your own as an individual.

The positive aspect of our disability coverage is that its not difficult to start the process.. (and I hate saying this) but that might be part of the problem. While the approx. $500/month per individual covered under your benefits is a big part of the disability coverage, it is fairly easy to abuse.

I couldn't live on $277/week pre-tax for a ~6 month period out of work without serious quality of life issues (beyond having to downgrade to 1-ply tickets) and I'm part-time.

 

[wayfair]

had an accident 10 years ago off the job and it was $277 a week for 3 1/2 months.

Luckily Ford Motor credit let me skip a couple of payments ($450 a month) and the owner of the house I was renting worked with me!!

 

[UpstateNYUPSer(Ret)]

$450/month car payment??

 

[wayfair]

$450/month car payment??

lol, my credit took a hit when I got divorced

 

[barnyard]

WC is covered under your state's laws. Google the laws for your state, that is where you will find your answer.

 

[wayfair]

WC is covered under your state's laws. Google the laws for your state, that is where you will find your answer.

WC, as in worker's comp?

 

[scooby0048]

WC is covered under your state's laws. Google the laws for your state, that is where you will find your answer.

I'm not asking about WC but I would most definitely have Googled 1st if I was. I wouldn't want the old Barnyard FFS reply!

 

[scooby0048]

WC, as in worker's comp?

Probably been a long day. At least I didn't get the FFS reply. LOL

 

[scooby0048]

$450/month car payment??

Are you thinking it's too high?

I was looking at a new Ford truck and with 3.25% APR and $5k down 60months, it's $900 month.

Never mind, just realized it was 10 years ago. Back then, might have been a little high.

 

[barnyard]

Sorry, I read that as comp. STD depends on your local. It is under $500/week in mine.

 

[Cementups]

$450/month car payment??

If you have nothing down on a car, usually you can estimate to pay $100/month for every $5k you borrow. So a $20k car will run you about $400/month.

 

[wayfair]

If you have nothing down on a car, usually you can estimate to pay $100/month for every $5k you borrow. So a $20k car will run you about $400/month.

that plus a 21% interest rate... cough, cough..