Van, why do you keep justifying the way you're living your life to them? It's none of their damn business the choices you've made and as long as you're happy, that's all that matters.
Justifying what you've chosen to do is exactly what they want because it gives them a reason to criticise you.
Do yourself a favour. Put idiot on ignore because he's nothing more than a troll. He's supposedly living the good life but he's constantly here, trying to start arguments. I can't speak for anyone else but if I'm living the retirement good life, I'm not sitting on BC trolling for arguments.