UPS and Aetna denied my PTSD claim 5 times , saying they dont cover if caused by combat, it wasn't

[rickyb]

So, it's a long story.. I'd appreciate a read and maybe an opinion? After last and final appeal they politely told me to sue if I disagreed. Tried lawyer, after a year we both realized this probably needed a lawyer who handles more then just s disability case, so we parted ways. Giving UPS one last chance to fix this before I resume the other way to do things. 23 years at ups, last 3 as an Orion Support Specialist.. great qprs, I thought I had my PTSD issues behind me. April 23rd of 2017 my world collapsed and I ended up knees to chest, fetal position, rocking back and forth.. they took me to Va ER, where I was admitted to the Mental Health Ward on suicide watch for 7 days... the next 6 months i remember like a nightmare .. I remember coming home heavily sedated and medicated, but, UPS wanted their paperwork filled out!!! I remember Aetna offering to help me, and then having me write the word if the claim and the subsequent appeals, all denied, shock... I llij back on all the paperwork they "helped" me with and it looks like a 12 year old did it...

My therapist says when the event happened I went thru a major psychological regression. I basically became a child intent on killing myself, and, in my opinion, and the lawyer stated this as her opinion, this is typical, they take away all my resources and wait me out.

I believe they hoping I become another combat veteran with PTSD statistic, and off myself, saving them some $$$

I had 2 years to go before early retirement. All I want is my disability pay. And my benefits turned back on so I can get civilian doctors!!! And when I am ready to come back we will give it a go. But not ready yet but.. I have found my voice please go follow me on Twitter * I am finding it great therapy to talk about ny past and my therapist loves how I'm using it, join me or, just check in on me from time to time and say hey.

E*
17years in TSG
Last 5 in IE on Orion team
Picture is me holding an M-60 while on southern Iraq border in the middle of desert in 90, waiting #ArmyStrong. Heavy asf, props to Rambo

not suprsing someone (an america) rated your post as funny. its a culture of overwhelming cruelty.

the govt doesnt care about soldiers. the wars for for $$$ not anything noble.

in terms of healthcare, its likely more profitable to deny you healthcare than to help you.

id recommend looking into dual citizenship and leave america. you can obtain dual citizenship sometimes based on where your grandparents were born.

 

[Brownnblue]

You doing any EMDR? By the way, thanks for your service.

 

[RealEdwilliams]

As horrific as that sounds....

Was anyone charged with a crime, convicted of it, and spent time in prison ?

Remember for a brief sec that the rapes happened from infancy into my early childhood. You dont know what calling the cops on someone even means at that age, especially when your only parent is the one doing God knows what to your body and conditioning your mind as you are growing. The last time I saw my father was at ups customer counter. He found out I worked in orpor hub. HR came and said your dad is at the front cc, having no idea what that meant to me.i went out, he looked bad, some medical thing going on, half the skin hanging from right side of face. He had 3 little Asian girls with him, apparently he wanted to introduce my new 3 sisters to me. He actually got himself a Chinese mail order bride and started knocking out kids. I was his only son though, and the name does with me.

Scary thought, him with more kids was my first thought. But they were girls so I hoped. Yeah still no instinct to call police, hindsight 20/20.. and then a couple months later my other aunt calls me first time in a decade. Tells me he's dead, I then opened up to her about all of this, ended that phone call happy and sad. Anyways, my therapist is a PhD from Maryland, and she instructed me weeks ago that she had to report this to the FBI, so, that was officially made into a rape case last month. Chips fall where they may.

 

[RealEdwilliams]

You doing any EMDR? By the way, thanks for your service.

I am in a VA Cognitive Processing Therapy clinical program, currently, 6 month to 2 year prognosis, still doing intake, week 3 of that. This is the digging the worst memories of your life out, phase. Lots of crying, and, shame... I hope that answers your question I'm texting here in the dark, this thread opened up some anxiety I thought I'd gotten past.. nope. Back in my dark room... just keep saying this is therapy... and breath

 

[RealEdwilliams]

not suprsing someone (an america) rated your post as funny. its a culture of overwhelming cruelty.

the govt doesnt care about soldiers. the wars for for $$$ not anything noble.

in terms of healthcare, its likely more profitable to deny you healthcare than to help you.

id recommend looking into dual citizenship and leave america. you can obtain dual citizenship sometimes based on where your grandparents were born.

Thank you, points for reading comprehension lol lacking here in the states theses days, most people read a headline and bam, have an opinion... Oh well, thanks for your opinions I love my country so much, I literally gave her my heart and blood, my body will feel that pain forever, whatever that means. Every single non America I've conversed with says pretty much what you've said.. you might be right, but man i love my country, i just gotta believe in her.

 

[zubenelgenubi]

Omg you sir understand! Someone finally gets it! Let me clarify the "dam burst" late 2016, my Aunt died , she was the one who took the 5 of us in when mom abandoned us, think I was 6mo old according to mom. My Aunt was my "mom " in my childhood brain, cuz, mom poofed, yes aetna knows all these details, this is still just the tip of that 8.5 YEAR hell period that I started life with. When she died it rocked me to the core , out of nowhere I fell apart. But, life was not done! From then until April 23rd 2017, many traumatic real life events started happening, several health issues, requiring ER trips on some, and a couple surgeries, and then my brain just finally broke and I think the old RealEdwilliams died, and I'm now creating a new me. With zero financial support from my company. They supported me until April 23rd 2017.

I hope you can get some SS disability going. You can worry about the company and Aetna when life becomes manageable again. Until then, one step at a time.

 

[RealEdwilliams]

I hope you can get some SS disability going. You can worry about the company and Aetna when life becomes manageable again. Until then, one step at a time.

Absolutely, and someone earlier today mentioned getting an ADA attorney. My Monday now has a to-do list lol thank you to all who have given great advice my mind is slowly creeping back to 100%, 6 months ago I couldn't do complex thinking.. taking a break from here I think, didn't think about how anonymity trolls would affect me, so weird people can find a way to degrade even people near crisis, like, words don't matter. Therapy is good, but when trolls invade it, nah, not a safe place anymore for the brain lol. Wonder where that comes from, our new society, pass. #voted

 

[Operational needs]

Absolutely, and someone earlier today mentioned getting an ADA attorney. My Monday now has a to-do list lol thank you to all who have given great advice my mind is slowly creeping back to 100%, 6 months ago I couldn't do complex thinking.. taking a break from here I think, didn't think about how anonymity trolls would affect me, so weird people can find a way to degrade even people near crisis, like, words don't matter. Therapy is good, but when trolls invade it, nah, not a safe place anymore for the brain lol. Wonder where that comes from, our new society, pass. #voted

The beauty of this site is that you can put those trolls on ignore and not have to read any of their comments. Just click on their screen name and when the rectangle pops up with their avatar and info, click on ignore. Voila! Invisible trolls. Lol.

 

[cosmo1]

The beauty of this site is that you can put those trolls on ignore and not have to read any of their comments. Just click on their screen name and when the rectangle pops up with their avatar and info, click on ignore. Voila! Invisible trolls. Lol.

The only problem is, every time 'Ed' posts, he adds new facts into his story.

I really want to believe him, but somehow I can't.

 

[zubenelgenubi]

The only problem is, every time 'Ed' posts, he adds new facts into his story.

I really want to believe him, but somehow I can't.

I give people the benefit of the doubt until they prove me wrong. At very least others who may be facing similar issues might benefit from the information.

 

[BigUnionGuy]

The only problem is, every time 'Ed' posts, he adds new facts into his story.

I really want to believe him, but somehow I can't.

#voted

Hmm....

 

[Brownnblue]

I am in a VA Cognitive Processing Therapy clinical program, currently, 6 month to 2 year prognosis, still doing intake, week 3 of that. This is the digging the worst memories of your life out, phase. Lots of crying, and, shame... I hope that answers your question I'm texting here in the dark, this thread opened up some anxiety I thought I'd gotten past.. nope. Back in my dark room... just keep saying this is therapy... and breath

I had some issues with PTSD last year, nothing remotely close to what you are facing, but my psychologist did this therapy called EMDR, and it worked like a charm. Diagnosis, treatment, and recovery; everything this guy said would happen happened. Hope you are feeling better soon.

 

[Indecisi0n]

Until you get lawyers involved UPS will treat you like a joke. Good luck.

 

[zubenelgenubi]

Hmm....

I think he's talking about the midterm elections.

 

[RealEdwilliams]

The only problem is, every time 'Ed' posts, he adds new facts into his story.

I really want to believe him, but somehow I can't.

Yes, more facts are always bad right... what bothers you enough to not believe a grown man in my position? Curious what made you think whatever it is you are thinking.. I mean, if you're calling me a liar, what is your alternate truth that you have me pegged for?

 

[rod]

Isn't there something like an insurance ombudsman who could get this mess straightened out? A State insurance claim adjustment advocate?

 

[Big Heavy Package Handler]

So, it's a long story.. I'd appreciate a read and maybe an opinion? After last and final appeal they politely told me to sue if I disagreed. Tried lawyer, after a year we both realized this probably needed a lawyer who handles more then just s disability case, so we parted ways. Giving UPS one last chance to fix this before I resume the other way to do things. 23 years at ups, last 3 as an Orion Support Specialist.. great qprs, I thought I had my PTSD issues behind me. April 23rd of 2017 my world collapsed and I ended up knees to chest, fetal position, rocking back and forth.. they took me to Va ER, where I was admitted to the Mental Health Ward on suicide watch for 7 days... the next 6 months i remember like a nightmare .. I remember coming home heavily sedated and medicated, but, UPS wanted their paperwork filled out!!! I remember Aetna offering to help me, and then having me write the word if the claim and the subsequent appeals, all denied, shock... I llij back on all the paperwork they "helped" me with and it looks like a 12 year old did it...

My therapist says when the event happened I went thru a major psychological regression. I basically became a child intent on killing myself, and, in my opinion, and the lawyer stated this as her opinion, this is typical, they take away all my resources and wait me out.

I believe they hoping I become another combat veteran with PTSD statistic, and off myself, saving them some $$$

I had 2 years to go before early retirement. All I want is my disability pay. And my benefits turned back on so I can get civilian doctors!!! And when I am ready to come back we will give it a go. But not ready yet but.. I have found my voice please go follow me on Twitter * I am finding it great therapy to talk about ny past and my therapist loves how I'm using it, join me or, just check in on me from time to time and say hey.

E*
17years in TSG
Last 5 in IE on Orion team
Picture is me holding an M-60 while on southern Iraq border in the middle of desert in 90, waiting #ArmyStrong. Heavy asf, props to Rambo

not suprsing someone (an america) rated your post as funny. its a culture of overwhelming cruelty.

the govt doesnt care about soldiers. the wars for for $$$ not anything noble.

in terms of healthcare, its likely more profitable to deny you healthcare than to help you.

id recommend looking into dual citizenship and leave america. you can obtain dual citizenship sometimes based on where your grandparents were born.

Lol where on earth would he find better healthcare?

 

[Big Heavy Package Handler]

So, it's a long story.. I'd appreciate a read and maybe an opinion? After last and final appeal they politely told me to sue if I disagreed. Tried lawyer, after a year we both realized this probably needed a lawyer who handles more then just s disability case, so we parted ways. Giving UPS one last chance to fix this before I resume the other way to do things. 23 years at ups, last 3 as an Orion Support Specialist.. great qprs, I thought I had my PTSD issues behind me. April 23rd of 2017 my world collapsed and I ended up knees to chest, fetal position, rocking back and forth.. they took me to Va ER, where I was admitted to the Mental Health Ward on suicide watch for 7 days... the next 6 months i remember like a nightmare .. I remember coming home heavily sedated and medicated, but, UPS wanted their paperwork filled out!!! I remember Aetna offering to help me, and then having me write the word if the claim and the subsequent appeals, all denied, shock... I llij back on all the paperwork they "helped" me with and it looks like a 12 year old did it...

My therapist says when the event happened I went thru a major psychological regression. I basically became a child intent on killing myself, and, in my opinion, and the lawyer stated this as her opinion, this is typical, they take away all my resources and wait me out.

I believe they hoping I become another combat veteran with PTSD statistic, and off myself, saving them some $$$

I had 2 years to go before early retirement. All I want is my disability pay. And my benefits turned back on so I can get civilian doctors!!! And when I am ready to come back we will give it a go. But not ready yet but.. I have found my voice please go follow me on Twitter * I am finding it great therapy to talk about ny past and my therapist loves how I'm using it, join me or, just check in on me from time to time and say hey.

E*
17years in TSG
Last 5 in IE on Orion team
Picture is me holding an M-60 while on southern Iraq border in the middle of desert in 90, waiting #ArmyStrong. Heavy asf, props to Rambo

not suprsing someone (an america) rated your post as funny. its a culture of overwhelming cruelty.

the govt doesnt care about soldiers. the wars for for $$$ not anything noble.

in terms of healthcare, its likely more profitable to deny you healthcare than to help you.

id recommend looking into dual citizenship and leave america. you can obtain dual citizenship sometimes based on where your grandparents were born.

Yeah I’m going to call bull on 96% of this post.

 

[RealEdwilliams]

Yeah I’m going to call bull on 96% of this post.

Why, because it makes you uncomfortable, or, you just have a gut feeling.. if it makes you uncomfortable talking about mental health, then that's on you. If It is a gut feeling, oh hey still on you! As for me, done with this place , I thought fellow Upsers would, and Americans lol, would help me shine a light on a disservice, not try and dissect my past. Nope, nobody here qualified and this isn't healthy for the trolls or me. So, thanks gor proving my point that people suck. See you in the funny papers . Don't bother replying troll . Anyone who wants updates can find me on Twitter just look up.. thanks for the, few people who listened and said something positive,I've got a long way to go and pretty sure taking break from this. But, finding good ADA lawyer is job 1 Monday, thnx, peace.

 

[rickyb]

Thank you, points for reading comprehension lol lacking here in the states theses days, most people read a headline and bam, have an opinion... Oh well, thanks for your opinions I love my country so much, I literally gave her my heart and blood, my body will feel that pain forever, whatever that means. Every single non America I've conversed with says pretty much what you've said.. you might be right, but man i love my country, i just gotta believe in her.

you should check out consumer reports healthcare or look up someone ralph nader has interviewed