Yes, and all those things you mentioned people hopelessness is even higher. I love how the left says unemployment rates are better even though people are working jobs that pay less have less benefits, less retirement options, etc. etc. ask your average millennial/ Gen Y if they have any hope of owning a home and I think you’re smugness will go away. Rates are creeping higher and even worse than that is the actual price of owning a home now. The slim chance they had slipping further away, Take a drive through any left leaning large city and tell me crime is down very funny. How about a $50,000 on a $20 an hour job? Funny indeed. Step outside of your safe space and ask someone actually affected by these things not yourself who’s retired and already done all those things but the next group won’t be able to or have to worry about.