Are you delaying retirement? How long?

[bottomups]

Yep.

Except for me. There was an addendum for grandfathered BA's. We get the 3 checks prior to age 65.




It's no big deal, because the total is the same. Just different funds paying their part.

Should be four checks. One paying the taxpayer bailout.

 

[rod]

It was until CS got the bailout.

I think CS is funded now until like 2035. After that @542thruNthru 's Western Conference is going to kick in to fund it. That is so nice of them.

 

[Thebrownblob]

I think CS is funded now until like 2035. After that @542thruNthru 's Western Conference is going to kick in to fund it. That is so nice of them.

I believe it’s 2055

 

[rod]

I believe it’s 2055

I'll be long gone by then.

 

[Wally]

I'll be long gone by then.

Florida?

 

[Red Headed Stranger]

I have a guy at work like that
I said, if you die in twenty years in one day she gets nothing, loses, the smaller of the two social security checks plus gets pushed into a higher tax bracket because she's single.

There was a member to used to post on her and her dad retired with without no survivorship options and died very shortly afterwards, and the mother struggled for the rest of her life.
If you're married, you want to make sure you take care of your wife one way or another

Completely agree. If you think about it, does the property taxes and homeowner's insurance go down just because one person dies....NOPE! Does the electric, trash, water, heat bill go down because only one person is living in the house....most likely NO. The only thing that goes down is the price of groceries and that's not enough reason to not include your spouse in your retirement plan.

Years ago, I was notarizing a retirement form for a friend who was retiring. I happened to see he chose the larger benefit (no spousal benefit.) I said "Are you sure you want to do that?" and he said "What?" I explained that if he died, his wife would receive nothing at all. He said someone at the union hall said to choose that option to get the maximum benefit. He didn't understand that his wife would receive nothing. He said he needed to change it because she would "bring him back from the dead and kill him again." I thought that was funny.

 

[over9five]

Completely agree. If you think about it, does the property taxes and homeowner's insurance go down just because one person dies....NOPE! Does the electric, trash, water, heat bill go down because only one person is living in the house....most likely NO. The only thing that goes down is the price of groceries and that's not enough reason to not include your spouse in your retirement plan.

Years ago, I was notarizing a retirement form for a friend who was retiring. I happened to see he chose the larger benefit (no spousal benefit.) I said "Are you sure you want to do that?" and he said "What?" I explained that if he died, his wife would receive nothing at all. He said someone at the union hall said to choose that option to get the maximum benefit. He didn't understand that his wife would receive nothing. He said he needed to change it because she would "bring him back from the dead and kill him again." I thought that was funny.

He knew. He just got called out on it.

HERE, the spouse has to sign off on whichever option you choose.

 

[IVE GOTTA PACKAGE 4U]

Completely agree. If you think about it, does the property taxes and homeowner's insurance go down just because one person dies....NOPE! Does the electric, trash, water, heat bill go down because only one person is living in the house....most likely NO. The only thing that goes down is the price of groceries and that's not enough reason to not include your spouse in your retirement plan.

Years ago, I was notarizing a retirement form for a friend who was retiring. I happened to see he chose the larger benefit (no spousal benefit.) I said "Are you sure you want to do that?" and he said "What?" I explained that if he died, his wife would receive nothing at all. He said someone at the union hall said to choose that option to get the maximum benefit. He didn't understand that his wife would receive nothing. He said he needed to change it because she would "bring him back from the dead and kill him again." I thought that was funny.

Everyone's situation is different, but you gotta at least leave her something

 

[rod]

Florida?

probably hell

 

[Wally]

probably hell

Oh, California.

 

[Thebrownblob]

Oh, California.

He’s gonna go hang out with @542thruNthru

 

[Wally]

He’s gonna go hang out with @542thruNthru

For eternity. Lol.

Repent now, for it is not too late ye sinner!

 

[BigUnionGuy]

Everyone's situation is different, but you gotta at least leave her something

Yep.

You can leave her the memory…. of what could have been.

If she played her cards right, wasn’t a psychotic narcissist, self-absorbed . Or, maybe couldn’t make a grilled cheese sandwich.

 

[IVE GOTTA PACKAGE 4U]

Yep.

You can leave her the memory…. of what could have been.

If she played her cards right, wasn’t a psychotic narcissist, self-absorbed . Or, maybe couldn’t make a grilled cheese sandwich.

Shes a keeper.
Anyone that can put up with me deserves more than 50% of my pension