Got to put your cash somewhere
Gonna put more $ in your 401(k)? Do Tell…
- Thread starter Over70irregs
- Start date
Up In Smoke
Well-Known Member
With the dollar up nearly 25% over other world currencies, it's important to recognize how your investments are exposed. The S&P 500 has a large exposure to foreign currencies, thus that sector will feel the drag of a strong dollar more than other sectors. Transversely, a strong dollar provides greater buying power in foreign markets. If you don't like investing abroad, then mid-cap and small-cap stocks have very little exposure to foreign dollars.
Wally
BrownCafe Innovator & King of Puns
What else can you do?
Short-term treasuries are paying over 4% right now
Up In Smoke
Well-Known Member
If you are only buying index funds, there is very little protection for your investments. If your a little more proactive, there are multiple strategies to protect or even capitalize during down markets. Buy and hold investors are forced to ride out the storms. With the strong dollar, wages, employment, economic and export numbers, the Fed still has to raise rates for the foreseeable future. The market jumped nearly 500 points during the Fed's readout, then dropped 1000 points during the Q&A portion.
Jackburton
Gone Fish'n
120k taxable household, wife works for cash nannying sisters kids.
Jackburton
Gone Fish'n
Ibonds might work for people nearing retirement, but you could do much better just investing in $VOO or $VTI with a 5-10year timeframe.
But they are also a good place to put some of your emergency money away
Over70irregs
Well-Known Member
They will print eventually. No other way other than an opt out.
Over70irregs
Well-Known Member
4% on an “asset” guaranteed debasing to 0 over time. Once the little countries figure out we’re screwing with them it will come back to haunt. A good time to own rooms or apartments for housing. Crap is going down.
Jackburton
Gone Fish'n
Like I said you need somewhere to put your cash
Because sometimes you just need cash
Over70irregs
Well-Known Member
It’s king for now. Debt sucks
You should see some of the interest rates on the charge cards right now it's ridiculous
beatupbrown
Well-Known Member
If you have 5 years or more jump in the market I would buy benchmarks VOO,DIA ,VTI really VTI is the really the best of the bunch .If you need your money 5 years or less don't buy stocks except for a few buy the low risk funds mix of treasuries, ,high grade Bond funds , yes I- Bonds too keep the fees low !!
Over70irregs
Well-Known Member
I jumped to a different card last month. I called the company and was like whoa.
I'm really not concerned about the rate because I pay mine off every month, I just use them for the credit card points
Over70irregs
Well-Known Member
Yes I switched to a travel card for flight miles to increase immunity to airline price gouging.
Over70irregs
Well-Known Member
This is the reason I scoff at diminutive rates. Straight setup. Opt out.
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